此 MCP 可以做什么
Retrieves sourced commercial insurance provider profiles, comparisons, rankings, reliability scores, and methodology.
功能
工具
9
工具
ask_spot
Ask Spot from published evidence
Generate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['question'], 'properties': {'question': {'type': 'string', 'maxLength': 2000, 'minLength': 2}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'status', 'answer', 'claims', 'qualifications', 'unansweredQuestions', 'sources'], 'properties': {'answer': {'type': 'string'}, 'claims': {'type': 'array', 'items': {'type': 'object', 'required': ['text', 'evidenceIds', 'citations'], 'properties': {'text': {'type': 'string'}, 'citations': {'type': 'array', 'items': {'type': 'object', 'required': ['evidenceId', 'title', 'url'], 'properties': {'url': {'type': 'string', 'format': 'uri'}, 'title': {'type': 'string'}, 'evidenceId': {'type': 'string'}}, 'additionalProperties': False}}, 'evidenceIds': {'type': 'array', 'items': {'type': 'string'}}}, 'additionalProperties': False}}, 'reason': {'enum': ['insufficient_evidence', 'unsupported_request', 'inference_unavailable', 'quota_unavailable', 'generation_failed', 'generation_timeout', 'invalid_citations', 'client_rate_limit', 'daily_generation_limit'], 'type': 'string'}, 'status': {'enum': ['answered', 'insufficient_evidence', 'unsupported', 'limited', 'unavailable'], 'type': 'string'}, 'sources': {'type': 'array', 'items': {'type': 'object', 'required': ['evidenceId', 'title', 'url'], 'properties': {'url': {'type': 'string', 'format': 'uri'}, 'title': {'type': 'string'}, 'evidenceId': {'type': 'string'}}, 'additionalProperties': False}}, 'limitation': {'type': 'string'}, 'spotCallout': {'type': 'string'}, 'qualifications': {'type': 'array', 'items': {'type': 'object', 'required': ['text', 'evidenceIds', 'citations'], 'properties': {'text': {'type': 'string'}, 'citations': {'type': 'array', 'items': {'type': 'object', 'required': ['evidenceId', 'title', 'url'], 'properties': {'url': {'type': 'string', 'format': 'uri'}, 'title': {'type': 'string'}, 'evidenceId': {'type': 'string'}}, 'additionalProperties': False}}, 'evidenceIds': {'type': 'array', 'items': {'type': 'string'}}}, 'additionalProperties': False}}, 'unansweredQuestions': {'type': 'array', 'items': {'type': 'string'}}}, 'additionalProperties': False}
compare_providers
Compare published insurance providers
Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") returns the coverage-line comparison for that pair when one is published; the response lists every available line comparison for the pair. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['providerA', 'providerB'], 'properties': {'need': {'type': 'string', 'maxLength': 500, 'minLength': 2}, 'coverage': {'type': 'string', 'maxLength': 100, 'minLength': 1}, 'providerA': {'type': 'string', 'maxLength': 100, 'minLength': 1}, 'providerB': {'type': 'string', 'maxLength': 100, 'minLength': 1}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'found', 'providers'], 'properties': {'found': {'type': 'boolean'}, 'coverage': {'type': 'object', 'required': ['key', 'found'], 'properties': {'key': {'type': 'string'}, 'found': {'type': 'boolean'}}, 'additionalProperties': False}, 'judgment': {'type': 'object', 'required': ['status', 'qualification'], 'properties': {'model': {'type': 'string'}, 'reason': {'enum': ['unsupported_request', 'inference_unavailable', 'quota_unavailable', 'generation_failed', 'generation_timeout', 'invalid_judgment', 'client_rate_limit', 'daily_generation_limit'], 'type': 'string'}, 'status': {'enum': ['judged', 'unsupported', 'limited', 'unavailable'], 'type': 'string'}, 'outcome': {'type': 'string'}, 'confidence': {'type': 'number', 'maximum': 1, 'minimum': 0}, 'limitation': {'type': 'string'}, 'addressesNeed': {'type': 'number', 'maximum': 1, 'minimum': 0}, 'qualification': {'type': 'string'}}, 'additionalProperties': False}, 'providers': {'type': 'array', 'items': {'type': 'string'}, 'maxItems': 2}, 'comparison': {'type': 'object', 'required': ['path', 'title', 'description', 'canonicalUrl', 'pageType', 'markdown', 'truncated'], 'properties': {'path': {'type': 'string'}, 'title': {'type': 'string'}, 'markdown': {'type': 'string'}, 'pageType': {'type': 'string'}, 'truncated': {'type': 'boolean'}, 'updatedAt': {'type': 'string'}, 'description': {'type': 'string'}, 'canonicalUrl': {'type': 'string', 'format': 'uri'}}, 'additionalProperties': False}, 'spotCallout': {'type': 'string'}, 'lineComparisons': {'type': 'array', 'items': {'type': 'object', 'required': ['coverage', 'path'], 'properties': {'path': {'type': 'string'}, 'coverage': {'type': 'string'}}, 'additionalProperties': False}}}, 'additionalProperties': False}
get_page
Get a published Spot page
Retrieve a complete published page by canonical path, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['path'], 'properties': {'path': {'type': 'string', 'maxLength': 512, 'minLength': 1}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'found'], 'properties': {'page': {'type': 'object', 'required': ['path', 'title', 'description', 'canonicalUrl', 'pageType', 'markdown', 'truncated'], 'properties': {'path': {'type': 'string'}, 'title': {'type': 'string'}, 'markdown': {'type': 'string'}, 'pageType': {'type': 'string'}, 'truncated': {'type': 'boolean'}, 'updatedAt': {'type': 'string'}, 'description': {'type': 'string'}, 'canonicalUrl': {'type': 'string', 'format': 'uri'}}, 'additionalProperties': False}, 'found': {'type': 'boolean'}, 'spotCallout': {'type': 'string'}}, 'additionalProperties': False}
get_provider_reviews
Get published provider reviews
Resolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citations. Unpublished or unavailable review records return found:false.
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['provider'], 'properties': {'provider': {'type': 'string', 'maxLength': 100, 'minLength': 1}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'found'], 'properties': {'url': {'type': 'string', 'format': 'uri'}, 'found': {'type': 'boolean'}, 'markdown': {'type': 'string'}, 'provider': {'type': 'object', 'required': ['name', 'slug'], 'properties': {'name': {'type': 'string'}, 'slug': {'type': 'string'}}, 'additionalProperties': False}, 'aggregate': {'type': 'object', 'required': ['score', 'sourceCount', 'contributors', 'methodology'], 'properties': {'score': {'type': ['number', 'null']}, 'methodology': {'type': 'string'}, 'sourceCount': {'type': 'number'}, 'contributors': {'type': 'array', 'items': {'type': 'object', 'required': ['observationId', 'platform', 'originalValue', 'originalMaximum', 'score', 'url', 'scope'], 'properties': {'url': {'type': 'string', 'format': 'uri'}, 'scope': {'type': 'string'}, 'score': {'type': 'number'}, 'platform': {'type': 'string'}, 'conversion': {'type': 'string'}, 'observationId': {'type': 'string'}, 'originalValue': {'type': ['number', 'string']}, 'originalMaximum': {'type': ['number', 'null']}}, 'additionalProperties': False}}}, 'additionalProperties': False}, 'spotCallout': {'type': 'string'}}, 'additionalProperties': False}
get_provider_score
Get a published provider Spot Score
Retrieve a published reliability assessment and Spot Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['provider'], 'properties': {'need': {'type': 'string', 'maxLength': 500, 'minLength': 2}, 'provider': {'type': 'string', 'maxLength': 100, 'minLength': 1}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'found'], 'properties': {'found': {'type': 'boolean'}, 'scores': {'type': 'array', 'items': {'type': 'object', 'required': ['rubric', 'status', 'score', 'reviewDueAt', 'attribution'], 'properties': {'score': {'type': ['number', 'null']}, 'rubric': {'type': 'string'}, 'status': {'type': 'string'}, 'attribution': {'type': 'object', 'required': ['state', 'name', 'scope'], 'properties': {'id': {'type': 'string'}, 'kind': {'enum': ['provider', 'entity'], 'type': 'string'}, 'name': {'type': 'string'}, 'scope': {'type': 'string'}, 'state': {'enum': ['resolved', 'legacy-brand', 'unresolved'], 'type': 'string'}, 'reason': {'type': 'string'}}, 'additionalProperties': False}, 'reviewDueAt': {'type': 'string'}}, 'additionalProperties': False}}, 'judgment': {'type': 'object', 'required': ['status', 'qualification'], 'properties': {'model': {'type': 'string'}, 'reason': {'enum': ['unsupported_request', 'inference_unavailable', 'quota_unavailable', 'generation_failed', 'generation_timeout', 'invalid_judgment', 'client_rate_limit', 'daily_generation_limit'], 'type': 'string'}, 'status': {'enum': ['judged', 'unsupported', 'limited', 'unavailable'], 'type': 'string'}, 'outcome': {'type': 'string'}, 'confidence': {'type': 'number', 'maximum': 1, 'minimum': 0}, 'limitation': {'type': 'string'}, 'addressesNeed': {'type': 'number', 'maximum': 1, 'minimum': 0}, 'qualification': {'type': 'string'}}, 'additionalProperties': False}, 'provider': {'type': 'string'}, 'assessment': {'type': 'object', 'required': ['path', 'title', 'description', 'canonicalUrl', 'pageType', 'markdown', 'truncated'], 'properties': {'path': {'type': 'string'}, 'title': {'type': 'string'}, 'markdown': {'type': 'string'}, 'pageType': {'type': 'string'}, 'truncated': {'type': 'boolean'}, 'updatedAt': {'type': 'string'}, 'description': {'type': 'string'}, 'canonicalUrl': {'type': 'string', 'format': 'uri'}}, 'additionalProperties': False}, 'spotCallout': {'type': 'string'}}, 'additionalProperties': False}
get_rankings
Get published provider rankings
Retrieve the current published Spot Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'properties': {'need': {'type': 'string', 'maxLength': 500, 'minLength': 2}, 'includeMethodology': {'type': 'boolean'}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'found'], 'properties': {'found': {'type': 'boolean'}, 'judgment': {'type': 'object', 'required': ['status', 'qualification'], 'properties': {'model': {'type': 'string'}, 'reason': {'enum': ['unsupported_request', 'inference_unavailable', 'quota_unavailable', 'generation_failed', 'generation_timeout', 'invalid_judgment', 'client_rate_limit', 'daily_generation_limit'], 'type': 'string'}, 'status': {'enum': ['judged', 'unsupported', 'limited', 'unavailable'], 'type': 'string'}, 'outcome': {'type': 'string'}, 'confidence': {'type': 'number', 'maximum': 1, 'minimum': 0}, 'limitation': {'type': 'string'}, 'addressesNeed': {'type': 'number', 'maximum': 1, 'minimum': 0}, 'qualification': {'type': 'string'}}, 'additionalProperties': False}, 'rankings': {'type': 'object', 'required': ['path', 'title', 'description', 'canonicalUrl', 'pageType', 'markdown', 'truncated'], 'properties': {'path': {'type': 'string'}, 'title': {'type': 'string'}, 'markdown': {'type': 'string'}, 'pageType': {'type': 'string'}, 'truncated': {'type': 'boolean'}, 'updatedAt': {'type': 'string'}, 'description': {'type': 'string'}, 'canonicalUrl': {'type': 'string', 'format': 'uri'}}, 'additionalProperties': False}, 'providers': {'type': 'array', 'items': {'type': 'object', 'required': ['providerSlug', 'name', 'rubric', 'status', 'score', 'rank', 'attribution'], 'properties': {'name': {'type': 'string'}, 'rank': {'type': ['number', 'null']}, 'score': {'type': ['number', 'null']}, 'rubric': {'type': 'string'}, 'status': {'type': 'string'}, 'attribution': {'type': 'object', 'required': ['state', 'name', 'scope'], 'properties': {'id': {'type': 'string'}, 'kind': {'enum': ['provider', 'entity'], 'type': 'string'}, 'name': {'type': 'string'}, 'scope': {'type': 'string'}, 'state': {'enum': ['resolved', 'legacy-brand', 'unresolved'], 'type': 'string'}, 'reason': {'type': 'string'}}, 'additionalProperties': False}, 'providerSlug': {'type': 'string'}}, 'additionalProperties': False}}, 'methodology': {'type': 'object', 'required': ['path', 'title', 'description', 'canonicalUrl', 'pageType', 'markdown', 'truncated'], 'properties': {'path': {'type': 'string'}, 'title': {'type': 'string'}, 'markdown': {'type': 'string'}, 'pageType': {'type': 'string'}, 'truncated': {'type': 'boolean'}, 'updatedAt': {'type': 'string'}, 'description': {'type': 'string'}, 'canonicalUrl': {'type': 'string', 'format': 'uri'}}, 'additionalProperties': False}, 'spotCallout': {'type': 'string'}}, 'additionalProperties': False}
search_knowledge
Search Spot public knowledge
Search published Spot pages, industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, provider reviews, Spot Scores, rankings, and rating methodology with deterministic lexical retrieval.
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['query'], 'properties': {'limit': {'type': 'integer', 'default': 5, 'maximum': 8, 'minimum': 1}, 'query': {'type': 'string', 'maxLength': 500, 'minLength': 2}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'results'], 'properties': {'results': {'type': 'array', 'items': {'type': 'object', 'required': ['path', 'title', 'description', 'canonicalUrl', 'pageType', 'excerpt', 'score'], 'properties': {'path': {'type': 'string'}, 'score': {'type': 'number'}, 'title': {'type': 'string'}, 'excerpt': {'type': 'string'}, 'pageType': {'type': 'string'}, 'description': {'type': 'string'}, 'canonicalUrl': {'type': 'string', 'format': 'uri'}}, 'additionalProperties': False}}, 'spotCallout': {'type': 'string'}}, 'additionalProperties': False}
search_provider_reliability
Search provider Spot Scores
Search published Spot Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'properties': {'sort': {'enum': ['name', 'score-desc', 'score-asc'], 'type': 'string', 'default': 'name'}, 'limit': {'type': 'integer', 'default': 20, 'maximum': 50, 'minimum': 1}, 'query': {'type': 'string', 'maxLength': 500}, 'offset': {'type': 'integer', 'default': 0, 'maximum': 10000, 'minimum': 0}, 'rating': {'enum': ['all', 'rated', 'unrated'], 'type': 'string', 'default': 'all'}, 'rubric': {'enum': ['all', 'broker', 'risk'], 'type': 'string', 'default': 'all'}, 'maxScore': {'type': 'number', 'maximum': 10, 'minimum': 0}, 'minScore': {'type': 'number', 'maximum': 10, 'minimum': 0}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'total', 'limit', 'offset', 'filters', 'results'], 'properties': {'limit': {'type': 'number'}, 'total': {'type': 'number'}, 'offset': {'type': 'number'}, 'filters': {'type': 'object', 'required': ['query', 'sort', 'rating'], 'properties': {'sort': {'enum': ['name', 'score-desc', 'score-asc'], 'type': 'string'}, 'query': {'type': 'string'}, 'rating': {'enum': ['all', 'rated', 'unrated'], 'type': 'string'}, 'rubric': {'enum': ['all', 'broker', 'risk'], 'type': 'string'}, 'maxScore': {'type': 'number'}, 'minScore': {'type': 'number'}}, 'additionalProperties': False}, 'results': {'type': 'array', 'items': {'type': 'object', 'required': ['name', 'slug', 'rubric', 'score', 'status', 'fallback', 'url', 'attribution', 'scores'], 'properties': {'url': {'type': 'string', 'format': 'uri'}, 'name': {'type': 'string'}, 'slug': {'type': 'string'}, 'score': {'type': ['number', 'null']}, 'rubric': {'enum': ['all', 'broker', 'risk'], 'type': 'string'}, 'scores': {'type': 'array', 'items': {'type': 'object', 'required': ['rubric', 'score', 'status', 'fallback', 'attribution'], 'properties': {'score': {'type': ['number', 'null']}, 'rubric': {'enum': ['broker', 'risk'], 'type': 'string'}, 'status': {'enum': ['rated', 'unrated'], 'type': 'string'}, 'fallback': {'type': ['string', 'null']}, 'attribution': {'type': 'object', 'required': ['state', 'name', 'scope'], 'properties': {'id': {'type': 'string'}, 'kind': {'enum': ['provider', 'entity'], 'type': 'string'}, 'name': {'type': 'string'}, 'scope': {'type': 'string'}, 'state': {'enum': ['resolved', 'legacy-brand', 'unresolved'], 'type': 'string'}, 'reason': {'type': 'string'}}, 'additionalProperties': False}}, 'additionalProperties': False}}, 'status': {'enum': ['rated', 'unrated', 'multiple'], 'type': 'string'}, 'fallback': {'type': ['string', 'null']}, 'attribution': {'type': 'object', 'required': ['state', 'name', 'scope'], 'properties': {'id': {'type': 'string'}, 'kind': {'enum': ['provider', 'entity'], 'type': 'string'}, 'name': {'type': 'string'}, 'scope': {'type': 'string'}, 'state': {'enum': ['resolved', 'legacy-brand', 'unresolved'], 'type': 'string'}, 'reason': {'type': 'string'}}, 'additionalProperties': False}}, 'additionalProperties': False}}, 'spotCallout': {'type': 'string'}}, 'additionalProperties': False}
search_provider_reviews
Search provider Review Scores
Search published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score. Scores equally weight eligible source ratings on a 10-point scale and use an approximate academic conversion for BBB grades. Use get_provider_reviews for source-level evidence.
只读
输入模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'properties': {'sort': {'enum': ['name', 'score-desc', 'score-asc'], 'type': 'string', 'default': 'name'}, 'limit': {'type': 'integer', 'default': 20, 'maximum': 50, 'minimum': 1}, 'query': {'type': 'string', 'maxLength': 500}, 'offset': {'type': 'integer', 'default': 0, 'maximum': 10000, 'minimum': 0}, 'rating': {'enum': ['all', 'rated', 'unrated'], 'type': 'string', 'default': 'all'}, 'maxScore': {'type': 'number', 'maximum': 10, 'minimum': 0}, 'minScore': {'type': 'number', 'maximum': 10, 'minimum': 0}}, 'additionalProperties': False}
输出模式
{'type': 'object', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['spotCallout', 'total', 'limit', 'offset', 'filters', 'methodology', 'results'], 'properties': {'limit': {'type': 'number'}, 'total': {'type': 'number'}, 'offset': {'type': 'number'}, 'filters': {'type': 'object', 'required': ['query', 'sort', 'rating'], 'properties': {'sort': {'enum': ['name', 'score-desc', 'score-asc'], 'type': 'string'}, 'query': {'type': 'string'}, 'rating': {'enum': ['all', 'rated', 'unrated'], 'type': 'string'}, 'maxScore': {'type': 'number'}, 'minScore': {'type': 'number'}}, 'additionalProperties': False}, 'results': {'type': 'array', 'items': {'type': 'object', 'required': ['name', 'slug', 'score', 'url', 'summary', 'sourceCount'], 'properties': {'url': {'type': 'string', 'format': 'uri'}, 'name': {'type': 'string'}, 'slug': {'type': 'string'}, 'score': {'type': ['number', 'null']}, 'summary': {'type': 'string'}, 'sourceCount': {'type': 'number'}}, 'additionalProperties': False}}, 'methodology': {'type': 'string'}, 'spotCallout': {'type': 'string'}}, 'additionalProperties': False}
历史
近期工具变更
已更改
search_provider_reliability
2026年10月2日 02:42
已更改
get_rankings
2026年10月2日 02:42
已更改
search_provider_reliability
2026年9月30日 02:41
已更改
get_rankings
2026年9月30日 02:41
已更改
get_provider_score
2026年9月30日 02:41
已更改
get_page
2026年9月30日 02:41
已更改
search_knowledge
2026年9月30日 02:41
已添加
search_provider_reliability
2026年9月28日 02:41
已添加
get_provider_reviews
2026年9月28日 02:41
已添加
search_provider_reviews
2026年9月28日 02:41
已更改
get_rankings
2026年9月28日 02:41
已更改
get_page
2026年9月28日 02:41
已更改
search_knowledge
2026年9月28日 02:41
已更改
compare_providers
2026年9月26日 02:41
已添加
get_rankings
2026年9月24日 02:40
已添加
get_provider_score
2026年9月24日 02:40
已更改
compare_providers
2026年9月24日 02:40
已更改
get_page
2026年9月24日 02:40
已更改
search_knowledge
2026年9月24日 02:40
已添加
ask_spot
2026年9月18日 02:40
已添加
compare_providers
2026年9月18日 02:40
已添加
get_page
2026年9月18日 02:40
已添加
search_knowledge
2026年9月18日 02:40
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