Paramount Loan Services — Mortgage Loan Application

{'type': 'object', 'properties': {}, 'additionalProperties': False}

{'type': 'object', 'properties': {}, 'additionalProperties': False}

{'type': 'object', 'properties': {}, 'additionalProperties': False}

{'$id': 'https://paramountls.com/api/v1/schema', 'type': 'object', 'title': 'Uniform Residential Loan Application (Form 1003 / URLA)', '$schema': 'https://json-schema.org/draft/2020-12/schema', 'required': ['submitted_by', 'acknowledgments', 'borrowers', 'loan', 'property'], 'properties': {'loan': {'type': 'object', 'required': ['purpose', 'loan_amount'], 'properties': {'program': {'enum': ['conventional', 'fha', 'va', 'usda', 'jumbo', 'bank_statement', 'ptl_profit_loss', 'asset_depletion', 'dscr', 'itin', 'foreign_national', 'hard_money', 'fix_and_flip', 'heloc', 'heloan', 'cash_out_refinance', 'construction', 'renovation_203k', 'commercial_real_estate', 'equipment_financing', 'reverse_mortgage', 'unsure'], 'type': 'string', 'description': 'The Paramount program the borrower is aiming at, if known. Use "unsure" freely.'}, 'purpose': {'enum': ['purchase', 'refinance', 'construction', 'home_equity', 'business', 'other'], 'type': 'string'}, 'timeline': {'enum': ['immediately', 'within_30_days', 'within_60_days', 'within_90_days', 'more_than_90_days', 'just_researching'], 'type': 'string'}, 'loan_amount': {'type': 'number', 'description': 'Amount requested, in US dollars.'}, 'term_months': {'type': 'number', 'maximum': 600, 'minimum': 1}, 'amortization': {'enum': ['fixed_rate', 'adjustable_rate', 'interest_only', 'other'], 'type': 'string'}, 'interest_rate': {'type': 'number', 'maximum': 50, 'minimum': 0, 'description': 'Rate being discussed, if any. Paramount quotes no rate through this API.'}, 'mortgage_type': {'enum': ['conventional', 'fha', 'va', 'usda_rural', 'other'], 'type': 'string'}, 'purchase_price': {'type': 'number', 'description': 'US dollars.'}, 'refinance_type': {'enum': ['no_cash_out', 'limited_cash_out', 'cash_out'], 'type': 'string'}, 'cash_out_amount': {'type': 'number', 'description': 'US dollars.'}, 'refinance_program': {'enum': ['full_documentation', 'interest_rate_reduction', 'streamlined_without_appraisal', 'other'], 'type': 'string'}, 'down_payment_amount': {'type': 'number', 'description': 'US dollars.'}, 'down_payment_source': {'type': 'string', 'maxLength': 200}, 'estimated_closing_costs': {'type': 'number', 'description': 'US dollars.'}}, 'additionalProperties': False}, 'notes': {'type': 'string', 'maxLength': 8000, 'description': 'Anything a loan officer should read first. Plain English.'}, 'assets': {'type': 'object', 'properties': {'credits': {'type': 'array', 'items': {'type': 'object', 'required': ['credit_type', 'amount'], 'properties': {'amount': {'type': 'number', 'description': 'US dollars.'}, 'credit_type': {'enum': ['earnest_money', 'employer_assistance', 'lot_equity', 'relocation_funds', 'rent_credit', 'sweat_equity', 'trade_equity', 'other'], 'type': 'string'}, 'description': {'type': 'string', 'maxLength': 200}}, 'additionalProperties': False}, 'maxItems': 20}, 'accounts': {'type': 'array', 'items': {'type': 'object', 'required': ['account_type', 'cash_or_market_value'], 'properties': {'owned_by': {'type': 'number', 'maximum': 3, 'minimum': 0, 'description': 'Index into borrowers[]. Omit for jointly held.'}, 'account_type': {'enum': ['checking', 'savings', 'money_market', 'certificate_of_deposit', 'mutual_fund', 'stocks', 'stock_options', 'bonds', 'retirement', 'bridge_loan_proceeds', 'individual_development_account', 'trust_account', 'cash_value_of_life_insurance'], 'type': 'string'}, 'account_number': {'type': 'string', 'maxLength': 40}, 'cash_or_market_value': {'type': 'number', 'description': 'US dollars.'}, 'financial_institution': {'type': 'string', 'maxLength': 150}}, 'additionalProperties': False}, 'maxItems': 30}, 'other_assets': {'type': 'array', 'items': {'type': 'object', 'required': ['asset_type', 'cash_or_market_value'], 'properties': {'asset_type': {'enum': ['proceeds_from_real_estate_to_be_sold', 'proceeds_from_sale_of_non_real_estate_asset', 'secured_borrowed_funds', 'unsecured_borrowed_funds', 'other'], 'type': 'string'}, 'description': {'type': 'string', 'maxLength': 200}, 'cash_or_market_value': {'type': 'number', 'description': 'US dollars.'}}, 'additionalProperties': False}, 'maxItems': 20}}, 'additionalProperties': False}, 'dry_run': {'type': 'boolean', 'description': 'Set true to validate and preview this application without filing it. Nothing is emailed and no application id is issued. Use it to check a body before committing, and to test this API at all.'}, '_comment': {'type': 'string', 'maxLength': 400, 'description': 'Free-text note to a human reader. Ignored, never stored, never emailed. The example uses it to say it is fictional.'}, 'property': {'type': 'object', 'properties': {'zip': {'type': 'string', 'pattern': '^\\d{5}(-?\\d{4})?$', 'description': '5-digit or ZIP+4.'}, 'city': {'type': 'string', 'maxLength': 80}, 'unit': {'type': 'string', 'maxLength': 40}, 'state': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state or territory code, e.g. CA.'}, 'county': {'type': 'string', 'maxLength': 80}, 'street': {'type': 'string', 'maxLength': 200, 'description': 'Street address including house number.'}, 'country': {'type': 'string', 'maxLength': 60, 'description': 'Defaults to US.'}, 'occupancy': {'enum': ['primary_residence', 'second_home', 'investment_property'], 'type': 'string'}, 'is_mixed_use': {'type': 'boolean'}, 'estimated_value': {'type': 'number', 'description': 'US dollars.'}, 'number_of_units': {'type': 'number', 'maximum': 100, 'minimum': 1}, 'is_manufactured_home': {'type': 'boolean'}, 'net_monthly_rental_income': {'type': 'number', 'description': 'US dollars.'}, 'is_fha_secondary_residence': {'type': 'boolean'}, 'property_not_yet_identified': {'type': 'boolean', 'description': 'True when the borrower is shopping and has no address yet.'}, 'expected_monthly_rental_income': {'type': 'number', 'description': 'US dollars.'}}, 'additionalProperties': False}, 'borrowers': {'type': 'array', 'items': {'type': 'object', 'required': ['role', 'first_name', 'last_name'], 'properties': {'ssn': {'type': 'string', 'pattern': '^\\d{3}-?\\d{2}-?\\d{4}$', 'description': 'Social Security Number. Send only with the borrower’s knowledge and consent.'}, 'itin': {'type': 'string', 'pattern': '^9\\d{2}-?\\d{2}-?\\d{4}$', 'description': 'Individual Taxpayer Identification Number, for ITIN loan programs.'}, 'role': {'enum': ['borrower', 'co_borrower'], 'type': 'string'}, 'email': {'type': 'string', 'format': 'email'}, 'suffix': {'type': 'string', 'maxLength': 20}, 'last_name': {'type': 'string', 'maxLength': 80}, 'cell_phone': {'type': 'string'}, 'employment': {'type': 'array', 'items': {'type': 'object', 'properties': {'end_date': {'type': 'string', 'format': 'date', 'pattern': '^\\d{4}-\\d{2}-\\d{2}$', 'description': 'Previous employment only.'}, 'is_current': {'type': 'boolean', 'description': 'True for the job held today.'}, 'start_date': {'type': 'string', 'format': 'date', 'pattern': '^\\d{4}-\\d{2}-\\d{2}$'}, 'employer_name': {'type': 'string', 'maxLength': 150}, 'employer_phone': {'type': 'string'}, 'ownership_share': {'enum': ['less_than_25_percent', '25_percent_or_more'], 'type': 'string', 'description': 'Self-employed borrowers only.'}, 'employer_address': {'type': 'object', 'properties': {'zip': {'type': 'string', 'pattern': '^\\d{5}(-?\\d{4})?$', 'description': '5-digit or ZIP+4.'}, 'city': {'type': 'string', 'maxLength': 80}, 'unit': {'type': 'string', 'maxLength': 40}, 'state': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state or territory code, e.g. CA.'}, 'street': {'type': 'string', 'maxLength': 200, 'description': 'Street address including house number.'}, 'country': {'type': 'string', 'maxLength': 60, 'description': 'Defaults to US.'}}, 'additionalProperties': False}, 'is_self_employed': {'type': 'boolean'}, 'position_or_title': {'type': 'string', 'maxLength': 150}, 'gross_monthly_income': {'type': 'object', 'properties': {'base': {'type': 'number', 'description': 'US dollars.'}, 'bonus': {'type': 'number', 'description': 'US dollars.'}, 'other': {'type': 'number', 'description': 'US dollars.'}, 'overtime': {'type': 'number', 'description': 'US dollars.'}, 'commission': {'type': 'number', 'description': 'US dollars.'}, 'military_entitlements': {'type': 'number', 'description': 'US dollars.'}}, 'additionalProperties': False}, 'years_in_line_of_work': {'type': 'number', 'maximum': 80, 'minimum': 0}, 'monthly_income_or_loss': {'type': 'number', 'description': 'Self-employed net monthly income or loss; may be negative.'}, 'employed_by_family_or_party_to_transaction': {'type': 'boolean'}}, 'additionalProperties': False}, 'maxItems': 10}, 'first_name': {'type': 'string', 'maxLength': 80}, 'home_phone': {'type': 'string'}, 'work_phone': {'type': 'string'}, 'citizenship': {'enum': ['us_citizen', 'permanent_resident_alien', 'non_permanent_resident_alien'], 'type': 'string'}, 'middle_name': {'type': 'string', 'maxLength': 80}, 'declarations': {'type': 'object', 'properties': {'explanations': {'type': 'string', 'maxLength': 4000, 'description': 'Free-text detail for any declaration answered yes.'}, 'bankruptcy_types': {'type': 'array', 'items': {'enum': ['chapter_7', 'chapter_11', 'chapter_12', 'chapter_13'], 'type': 'string'}, 'maxItems': 4}, 'prior_property_type': {'enum': ['primary_residence', 'second_home', 'investment_property'], 'type': 'string'}, 'outstanding_judgments': {'type': 'boolean'}, 'borrowing_money_amount': {'type': 'number', 'description': 'US dollars.'}, 'prior_property_title_held': {'enum': ['sole_by_self', 'jointly_with_spouse', 'jointly_with_other'], 'type': 'string'}, 'borrowing_money_not_disclosed': {'type': 'boolean'}, 'will_occupy_as_primary_residence': {'type': 'boolean'}, 'declared_bankruptcy_last_seven_years': {'type': 'boolean'}, 'property_foreclosed_last_seven_years': {'type': 'boolean'}, 'applying_for_new_credit_before_closing': {'type': 'boolean'}, 'property_subject_to_lien_with_priority': {'type': 'boolean'}, 'had_ownership_interest_last_three_years': {'type': 'boolean'}, 'delinquent_or_in_default_on_federal_debt': {'type': 'boolean'}, 'party_to_lawsuit_with_financial_liability': {'type': 'boolean'}, 'co_signer_or_guarantor_on_undisclosed_debt': {'type': 'boolean'}, 'family_or_business_relationship_with_seller': {'type': 'boolean'}, 'applying_for_other_mortgage_on_other_property': {'type': 'boolean'}, 'pre_foreclosure_sale_or_short_sale_last_seven_years': {'type': 'boolean'}, 'conveyed_title_in_lieu_of_foreclosure_last_seven_years': {'type': 'boolean'}}, 'additionalProperties': False}, 'other_income': {'type': 'array', 'items': {'type': 'object', 'required': ['source', 'monthly_amount'], 'properties': {'source': {'enum': ['alimony', 'automobile_allowance', 'boarder_income', 'capital_gains', 'child_support', 'disability', 'foster_care', 'housing_or_parsonage', 'interest_and_dividends', 'mortgage_credit_certificate', 'mortgage_differential_payments', 'notes_receivable', 'public_assistance', 'retirement', 'royalty_payments', 'separate_maintenance', 'social_security', 'trust', 'unemployment_benefits', 'va_compensation', 'other'], 'type': 'string'}, 'description': {'type': 'string', 'maxLength': 200}, 'monthly_amount': {'type': 'number', 'description': 'US dollars.'}}, 'additionalProperties': False}, 'maxItems': 15}, 'date_of_birth': {'type': 'string', 'format': 'date', 'pattern': '^\\d{4}-\\d{2}-\\d{2}$'}, 'former_address': {'type': 'object', 'properties': {'zip': {'type': 'string', 'pattern': '^\\d{5}(-?\\d{4})?$', 'description': '5-digit or ZIP+4.'}, 'city': {'type': 'string', 'maxLength': 80}, 'unit': {'type': 'string', 'maxLength': 40}, 'state': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state or territory code, e.g. CA.'}, 'street': {'type': 'string', 'maxLength': 200, 'description': 'Street address including house number.'}, 'country': {'type': 'string', 'maxLength': 60, 'description': 'Defaults to US.'}, 'housing': {'enum': ['no_primary_housing_expense', 'own', 'rent'], 'type': 'string'}, 'monthly_rent': {'type': 'number', 'description': 'Monthly rent paid, when housing is rent.'}, 'years_at_address': {'type': 'number', 'maximum': 100, 'minimum': 0}, 'months_at_address': {'type': 'number', 'maximum': 11, 'minimum': 0}}, 'description': 'Required by the lender when under two years at the current address.', 'additionalProperties': False}, 'marital_status': {'enum': ['married', 'separated', 'unmarried'], 'type': 'string'}, 'alternate_names': {'type': 'array', 'items': {'type': 'string'}, 'maxItems': 5, 'description': 'Any other name the borrower has used to receive credit.'}, 'current_address': {'type': 'object', 'properties': {'zip': {'type': 'string', 'pattern': '^\\d{5}(-?\\d{4})?$', 'description': '5-digit or ZIP+4.'}, 'city': {'type': 'string', 'maxLength': 80}, 'unit': {'type': 'string', 'maxLength': 40}, 'state': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state or territory code, e.g. CA.'}, 'street': {'type': 'string', 'maxLength': 200, 'description': 'Street address including house number.'}, 'country': {'type': 'string', 'maxLength': 60, 'description': 'Defaults to US.'}, 'housing': {'enum': ['no_primary_housing_expense', 'own', 'rent'], 'type': 'string'}, 'monthly_rent': {'type': 'number', 'description': 'Monthly rent paid, when housing is rent.'}, 'years_at_address': {'type': 'number', 'maximum': 100, 'minimum': 0}, 'months_at_address': {'type': 'number', 'maximum': 11, 'minimum': 0}}, 'additionalProperties': False}, 'dependents_ages': {'type': 'array', 'items': {'type': 'number'}, 'maxItems': 30}, 'mailing_address': {'type': 'object', 'properties': {'zip': {'type': 'string', 'pattern': '^\\d{5}(-?\\d{4})?$', 'description': '5-digit or ZIP+4.'}, 'city': {'type': 'string', 'maxLength': 80}, 'unit': {'type': 'string', 'maxLength': 40}, 'state': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state or territory code, e.g. CA.'}, 'street': {'type': 'string', 'maxLength': 200, 'description': 'Street address including house number.'}, 'country': {'type': 'string', 'maxLength': 60, 'description': 'Defaults to US.'}}, 'description': 'Only when different from the current address.', 'additionalProperties': False}, 'dependents_count': {'type': 'number', 'maximum': 30, 'minimum': 0}, 'military_service': {'type': 'object', 'properties': {'ever_served': {'type': 'boolean'}, 'surviving_spouse': {'type': 'boolean'}, 'currently_serving_active_duty': {'type': 'boolean'}, 'projected_expiration_of_service': {'type': 'string', 'format': 'date', 'pattern': '^\\d{4}-\\d{2}-\\d{2}$'}, 'non_activated_reserve_or_national_guard': {'type': 'boolean'}, 'currently_retired_discharged_or_separated': {'type': 'boolean'}}, 'additionalProperties': False}, 'preferred_language': {'enum': ['english', 'spanish', 'chinese', 'korean', 'tagalog', 'vietnamese', 'other', 'no_preference'], 'type': 'string', 'description': 'Paramount serves English and Spanish in-house.'}, 'work_phone_extension': {'type': 'string', 'maxLength': 10}, 'credit_score_estimate': {'type': 'number', 'maximum': 900, 'minimum': 300, 'description': 'Self-reported estimate. Not a substitute for a credit pull.'}, 'demographic_information': {'type': 'object', 'properties': {'sex': {'enum': ['female', 'male', 'do_not_wish_to_provide'], 'type': 'string'}, 'race': {'type': 'array', 'items': {'enum': ['american_indian_or_alaska_native', 'asian', 'black_or_african_american', 'native_hawaiian_or_other_pacific_islander', 'white', 'do_not_wish_to_provide'], 'type': 'string'}, 'maxItems': 6}, 'ethnicity': {'type': 'array', 'items': {'enum': ['hispanic_or_latino', 'not_hispanic_or_latino', 'do_not_wish_to_provide'], 'type': 'string'}, 'maxItems': 3}, 'race_detail': {'type': 'string', 'maxLength': 200}, 'collected_by': {'enum': ['face_to_face', 'telephone', 'fax_or_mail', 'email_or_internet'], 'type': 'string'}, 'ethnicity_detail': {'type': 'string', 'maxLength': 120, 'description': 'Mexican, Puerto Rican, Cuban, or other origin.'}, 'applicant_declined_to_provide': {'type': 'boolean'}}, 'description': 'Government monitoring data. Optional, and never used in the credit decision.', 'additionalProperties': False}}, 'additionalProperties': False}, 'maxItems': 4, 'minItems': 1}, 'liabilities': {'type': 'object', 'properties': {'accounts': {'type': 'array', 'items': {'type': 'object', 'required': ['liability_type'], 'properties': {'owned_by': {'type': 'number', 'maximum': 3, 'minimum': 0}, 'creditor_name': {'type': 'string', 'maxLength': 150}, 'account_number': {'type': 'string', 'maxLength': 40}, 'liability_type': {'enum': ['revolving', 'installment', 'open_30_day', 'lease', 'other'], 'type': 'string'}, 'unpaid_balance': {'type': 'number', 'description': 'US dollars.'}, 'monthly_payment': {'type': 'number', 'description': 'US dollars.'}, 'to_be_paid_off_at_or_before_closing': {'type': 'boolean'}}, 'additionalProperties': False}, 'maxItems': 40}, 'other_obligations': {'type': 'array', 'items': {'type': 'object', 'required': ['obligation_type', 'monthly_payment'], 'properties': {'description': {'type': 'string', 'maxLength': 200}, 'monthly_payment': {'type': 'number', 'description': 'US dollars.'}, 'obligation_type': {'enum': ['alimony', 'child_support', 'separate_maintenance', 'job_related_expenses', 'other'], 'type': 'string'}, 'months_remaining': {'type': 'number', 'maximum': 600, 'minimum': 0}, 'to_be_paid_off_at_or_before_closing': {'type': 'boolean'}}, 'additionalProperties': False}, 'maxItems': 20}}, 'additionalProperties': False}, 'submitted_by': {'type': 'object', 'required': ['agent_name'], 'properties': {'operator': {'type': 'string', 'maxLength': 120, 'description': 'Company or person operating the agent.'}, 'agent_name': {'type': 'string', 'maxLength': 120, 'description': 'Name of the AI agent or application.'}, 'reference_id': {'type': 'string', 'maxLength': 80, 'description': 'Your own id for this application, echoed back in the response.'}, 'contact_email': {'type': 'string', 'format': 'email', 'description': 'Where Paramount can reach the operator about this submission.'}, 'relationship_to_borrower': {'type': 'string', 'maxLength': 200, 'description': 'e.g. "assistant acting for the borrower".'}}, 'description': 'Identifies the agent or software sending the application.', 'additionalProperties': False}, 'acknowledgments': {'type': 'object', 'required': ['borrower_consent_obtained'], 'properties': {'sms_consent': {'type': 'boolean', 'description': 'Separate express written consent for text messages (TCPA / 10DLC).'}, 'consent_timestamp': {'type': 'string', 'maxLength': 40, 'description': 'ISO 8601 time the borrower gave consent.'}, 'borrower_consent_obtained': {'type': 'boolean', 'description': 'The borrower knows this application is being submitted and agreed to it. Required.'}, 'electronic_records_consent': {'type': 'boolean', 'description': 'Consent to receive disclosures electronically (E-SIGN).'}, 'credit_report_authorization': {'type': 'boolean', 'description': 'Authorization to obtain a credit report.'}, 'borrower_agrees_to_be_contacted': {'type': 'boolean', 'description': 'Consent to a phone call or email from a loan officer.'}}, 'additionalProperties': False}, 'gifts_or_grants': {'type': 'array', 'items': {'type': 'object', 'required': ['gift_type', 'source', 'value'], 'properties': {'value': {'type': 'number', 'description': 'US dollars.'}, 'source': {'enum': ['community_nonprofit', 'employer', 'federal_agency', 'local_agency', 'relative', 'religious_nonprofit', 'state_agency', 'unmarried_partner', 'lender', 'other'], 'type': 'string'}, 'status': {'enum': ['deposited', 'not_deposited'], 'type': 'string'}, 'gift_type': {'enum': ['cash_gift', 'gift_of_equity', 'grant'], 'type': 'string'}}, 'additionalProperties': False}, 'maxItems': 10, 'description': 'Section 4d.'}, 'loan_originator': {'type': 'object', 'properties': {'email': {'type': 'string', 'format': 'email'}, 'phone': {'type': 'string'}, 'originator_name': {'type': 'string', 'maxLength': 120}, 'organization_name': {'type': 'string', 'maxLength': 150}, 'originator_nmls_id': {'type': 'string', 'maxLength': 20}, 'organization_nmls_id': {'type': 'string', 'maxLength': 20}, 'originator_state_license_id': {'type': 'string', 'maxLength': 40}, 'organization_state_license_id': {'type': 'string', 'maxLength': 40}}, 'description': 'Section 9. Leave empty and Paramount assigns a licensed loan officer.', 'additionalProperties': False}, 'real_estate_owned': {'type': 'array', 'items': {'type': 'object', 'properties': {'zip': {'type': 'string', 'pattern': '^\\d{5}(-?\\d{4})?$', 'description': '5-digit or ZIP+4.'}, 'city': {'type': 'string', 'maxLength': 80}, 'unit': {'type': 'string', 'maxLength': 40}, 'state': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state or territory code, e.g. CA.'}, 'status': {'enum': ['sold', 'pending_sale', 'retained'], 'type': 'string'}, 'street': {'type': 'string', 'maxLength': 200, 'description': 'Street address including house number.'}, 'country': {'type': 'string', 'maxLength': 60, 'description': 'Defaults to US.'}, 'mortgage_loans': {'type': 'array', 'items': {'type': 'object', 'properties': {'credit_limit': {'type': 'number', 'description': 'US dollars.'}, 'creditor_name': {'type': 'string', 'maxLength': 150}, 'account_number': {'type': 'string', 'maxLength': 40}, 'liability_type': {'enum': ['revolving', 'installment', 'open_30_day', 'lease', 'other'], 'type': 'string'}, 'unpaid_balance': {'type': 'number', 'description': 'US dollars.'}, 'monthly_payment': {'type': 'number', 'description': 'US dollars.'}, 'to_be_paid_off_at_or_before_closing': {'type': 'boolean'}}, 'additionalProperties': False}, 'maxItems': 8}, 'property_value': {'type': 'number', 'description': 'US dollars.'}, 'intended_occupancy': {'enum': ['primary_residence', 'second_home', 'investment_property', 'other'], 'type': 'string'}, 'is_subject_property': {'type': 'boolean'}, 'monthly_rental_income': {'type': 'number', 'description': 'US dollars.'}, 'net_monthly_rental_income': {'type': 'number', 'description': 'US dollars.'}, 'monthly_insurance_taxes_and_dues': {'type': 'number', 'description': 'Only when not included in the mortgage payment.'}}, 'additionalProperties': False}, 'maxItems': 20, 'description': 'Section 3. Every property the borrower owns, including the one being refinanced.'}, 'other_new_mortgage_loans': {'type': 'array', 'items': {'type': 'object', 'properties': {'lien_type': {'type': 'string', 'maxLength': 60}, 'loan_amount': {'type': 'number', 'description': 'US dollars.'}, 'credit_limit': {'type': 'number', 'description': 'US dollars.'}, 'creditor_name': {'type': 'string', 'maxLength': 150}, 'monthly_payment': {'type': 'number', 'description': 'US dollars.'}}, 'additionalProperties': False}, 'maxItems': 10, 'description': 'Section 4b. Other new mortgage loans on the subject property.'}}, 'description': 'Request body for POST https://paramountls.com/api/v1/loan-applications. Modeled on Fannie Mae Form 1003 (Freddie Mac Form 65), the standard US residential loan application. Paramount Loan Services is a licensed California mortgage broker, NMLS #236355.', 'additionalProperties': False}