此 MCP 可以做什么
Provides personal planning utilities for budgeting, savings goals, event countdowns, bill splitting, and access to productivity skill instructions.
功能
工具
9
工具
budget_split
Budget Split
Split monthly income into needs/wants/savings buckets with weekly equivalents. FREE.
Defaults to the 50/30/20 rule, fully customizable. Typical input
{"monthly_income": 4000} returns {"needs": {"pct": 50, "monthly":
2000.0, "weekly": 461.54}, "wants": {...}, "savings": {...},
"note": "..."}.
Use when monthly income needs allocating across buckets. Not for how long
a target takes to reach (savings_goal). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "monthly_income must be > 0"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'required': ['monthly_income'], 'properties': {'needs_pct': {'type': 'number', 'default': 50, 'description': 'Percentage for needs; all three percentages must sum to\n100. Default 50.'}, 'wants_pct': {'type': 'number', 'default': 30, 'description': 'Percentage for wants. Default 30.'}, 'savings_pct': {'type': 'number', 'default': 20, 'description': 'Percentage for savings. Default 20.'}, 'monthly_income': {'type': 'number', 'description': 'Take-home monthly income; must be greater than 0.', 'exclusiveMinimum': 0}}, 'additionalProperties': False}
输出模式
{'type': 'object', 'additionalProperties': True}
countdown_days
Countdown Days
Count the days until each named event, soonest first. FREE.
Typical input {"events": {"Launch": "2026-10-01", "Trip":
"2026-09-05"}} returns {"today": "YYYY-MM-DD", "events": [{"event":
"Trip", "date": "2026-09-05", "days_away": 20}, ...]}; a bad date gets
a per-event error entry instead of failing the whole call.
Use to rank named dates by how soon they arrive. Not for working-day math,
which the timeops server's business_days handles, and not for building a
review schedule (spaced_repetition_plan). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"}. Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'required': ['events'], 'properties': {'events': {'type': 'object', 'description': 'Mapping of event name to ISO date YYYY-MM-DD, e.g.\n{"Launch": "2026-10-01"}. The first 30 events are used.', 'additionalProperties': True}}, 'additionalProperties': False}
输出模式
{'type': 'object', 'additionalProperties': True}
get_free_skill
Get Free Skill
Load a product's free gateway skill with its complete instructions. FREE.
Typical input {"slug": "inbox-assistant"} returns {"slug": ...,
"skill": "<skill name>", "instructions": "<full skill text>"}.
Returns exactly one skill - the product's free gateway skill - chosen
automatically from the slug, with no plan required. Use when the caller
wants usable instructions immediately. Not for the product's other skills:
those are named and need get_full_skill with a skill_name, which requires
a paid plan. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "unknown slug '<value>'. Use list_products."}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'required': ['slug'], 'properties': {'slug': {'type': 'string', 'description': 'Product slug exactly as returned by list_products,\ne.g. "inbox-assistant".'}}, 'additionalProperties': False}
输出模式
{'type': 'object', 'additionalProperties': True}
get_full_product
Get Full Product
Load one product in full: its persona plus every paid skill. PREMIUM (license).
Typical input {"slug": "inbox-assistant"} returns {"slug": ...,
"name": ..., "persona": "<persona text>", "skills": [{"name": ...,
"instructions": ...}, ...], "free_skill": {...}}.
Returns persona plus every skill for one product. Use when the caller
wants the whole product. Not for a single skill (get_full_skill) and not
for a free look, which list_products and get_free_skill provide with no
plan. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "unknown slug '<value>'"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'required': ['slug'], 'properties': {'slug': {'type': 'string', 'description': 'Product slug exactly as returned by list_products,\ne.g. "inbox-assistant".'}}, 'additionalProperties': False}
输出模式
{'type': 'object', 'additionalProperties': True}
get_full_skill
Get Full Skill
Load one paid skill's complete instructions from a product. PREMIUM (license).
Typical input {"slug": "inbox-assistant", "skill_name": "Zero Sweep"}
returns {"slug": ..., "skill": ..., "instructions": "<full skill
text>"}.
Returns one named skill, selected by skill_name. Use when the caller wants
one specific paid skill. Not for the free gateway skill, which
get_free_skill returns with no plan, and not for every skill at once
(get_full_product). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "unknown slug '<value>'"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'required': ['slug', 'skill_name'], 'properties': {'slug': {'type': 'string', 'description': 'Product slug exactly as returned by list_products.'}, 'skill_name': {'type': 'string', 'description': 'Exact skill name as listed in that product\'s "skills"\narray from list_products.'}}, 'additionalProperties': False}
输出模式
{'type': 'object', 'additionalProperties': True}
list_products
List Products
List every product in the Personal Suite line with its included skills. FREE.
Takes no arguments. Returns a list of 20 product objects, each {"slug":
"inbox-assistant", "name": ..., "tagline": ..., "skills": ["Skill A",
...], "free_skill": "Gateway Skill Name"}. Use the returned slug values
with get_free_skill, get_full_product, or get_full_skill.
Returns metadata only - no persona text and no skill instructions. Use
when the caller wants to see what this server covers. Not for keyword
search across the whole 138-product catalog, which the catalog server's
search_catalog does, and not for instructions the caller can act on
(get_free_skill). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"}. Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'properties': {}, 'additionalProperties': False}
输出模式
{'type': 'object', 'required': ['result'], 'properties': {'result': {'type': 'array', 'items': {'type': 'object', 'additionalProperties': True}}}, 'x-fastmcp-wrap-result': True}
savings_goal
Savings Goal
Compute months to reach a savings target at a monthly contribution. FREE.
Optionally compounds interest monthly. Administrative math only — not
financial advice. Typical input {"target": 10000, "monthly_saving":
400, "annual_rate_pct": 4} returns {"months": 24, "years": 2.0,
"final_balance": 10021.94, "interest_earned": 421.94, "note": "..."}.
Use when a target amount and a monthly contribution are known. Not for
allocating income across categories (budget_split) and not for loan
repayment, which the business server's loan_payment computes. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "target and monthly_saving must be > 0"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'required': ['target', 'monthly_saving'], 'properties': {'target': {'type': 'number', 'description': 'The savings goal; must be greater than 0.', 'exclusiveMinimum': 0}, 'monthly_saving': {'type': 'number', 'description': 'Contribution per month; must be greater than 0.', 'exclusiveMinimum': 0}, 'annual_rate_pct': {'type': 'number', 'default': 0, 'maximum': 100, 'minimum': 0, 'description': 'Annual interest rate percentage, 0 to 100,\ncompounded monthly. Default 0.'}}, 'additionalProperties': False}
输出模式
{'type': 'object', 'additionalProperties': True}
spaced_repetition_plan
Spaced Repetition Plan
Build a spaced-repetition review schedule with expanding intervals. FREE.
Intervals follow 1, 3, 7, 14, 30, 60, 120, 240 days. Typical input
{"start_date": "2026-09-01", "sessions": 4} returns {"start":
"2026-09-01", "reviews": [{"session": 1, "day_offset": 1, "date":
"2026-09-02"}, ...]}.
Use when material must be reviewed on expanding intervals. Not for timing
a single session, which the educator server's lesson_timer handles. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "start_date must be YYYY-MM-DD"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'required': ['start_date'], 'properties': {'sessions': {'type': 'integer', 'default': 6, 'description': 'Number of review sessions; values outside 1-8 are\nclamped. Default 6.'}, 'start_date': {'type': 'string', 'description': 'The day you learned the material, ISO YYYY-MM-DD.'}}, 'additionalProperties': False}
输出模式
{'type': 'object', 'additionalProperties': True}
tip_split
Tip Split
Compute the tip and per-person split for a bill. FREE.
Typical input {"bill": 86.40, "tip_pct": 20, "people": 4} returns
{"tip": 17.28, "total": 103.68, "per_person": 25.92}.
Use for one bill shared among a group. Not for recurring household
budgeting (budget_split). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "bill must be > 0 and people >= 1"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.
只读
幂等
输入模式
{'type': 'object', 'required': ['bill'], 'properties': {'bill': {'type': 'number', 'description': 'The pre-tip bill amount; must be greater than 0.', 'exclusiveMinimum': 0}, 'people': {'type': 'integer', 'default': 1, 'minimum': 1, 'description': 'How many people split the total; at least 1. Default 1.'}, 'tip_pct': {'type': 'number', 'default': 18, 'maximum': 100, 'minimum': 0, 'description': 'Tip percentage, 0 to 100. Default 18.'}}, 'additionalProperties': False}
输出模式
{'type': 'object', 'additionalProperties': True}
历史
近期工具变更
已添加
countdown_days
2026年9月17日 12:36
已添加
tip_split
2026年9月17日 12:36
已添加
savings_goal
2026年9月17日 12:36
已添加
get_full_skill
2026年9月17日 12:36
已添加
get_full_product
2026年9月17日 12:36
已添加
spaced_repetition_plan
2026年9月17日 12:36
已添加
budget_split
2026年9月17日 12:36
已添加
get_free_skill
2026年9月17日 12:36
已添加
list_products
2026年9月17日 12:36
发现
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