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FinanceGenius.AI

ai.financegenius/financegenius
金融与投资 公开且可连接 MCP 2025-11-25

此 MCP 可以做什么

Provides financial product information and tools for cards, loans, fixed deposits, insurance, mutual funds, EMI, SIP, tax, and NAV calculations.

功能

工具

12 工具
calculate_cagr
Calculate CAGR
Calculate the Compound Annual Growth Rate (CAGR) of an investment. Args: initial_value: Initial investment in rupees. final_value: Final value in rupees. years: Holding period in years.
只读
输入模式 
{'type': 'object', 'title': 'calculate_cagrArguments', 'required': ['initial_value', 'final_value', 'years'], 'properties': {'years': {'type': 'integer', 'title': 'Years'}, 'final_value': {'type': 'number', 'title': 'Final Value'}, 'initial_value': {'type': 'number', 'title': 'Initial Value'}}}
calculate_emi
Calculate loan EMI
Calculate EMI for a loan with year-by-year amortisation schedule. Args: principal: Loan amount in rupees. annual_rate: Annual interest rate as a percentage (e.g. 10.5 for 10.5%). tenure_months: Loan tenure in months. Returns: Monthly EMI, total interest, total payment, and amortisation schedule.
只读
输入模式 
{'type': 'object', 'title': 'calculate_emiArguments', 'required': ['principal', 'annual_rate', 'tenure_months'], 'properties': {'principal': {'type': 'number', 'title': 'Principal'}, 'annual_rate': {'type': 'number', 'title': 'Annual Rate'}, 'tenure_months': {'type': 'integer', 'title': 'Tenure Months'}}}
calculate_fd_maturity
Calculate FD maturity
Calculate FD maturity amount with compounding. Args: deposit_amount: Principal deposit in rupees. annual_rate: Annual interest rate as a percentage. years: FD tenure in years (e.g. 1.5 for 18 months). compounding: One of 'monthly', 'quarterly', 'half_yearly', 'yearly'. Most Indian FDs compound quarterly.
只读
输入模式 
{'type': 'object', 'title': 'calculate_fd_maturityArguments', 'required': ['deposit_amount', 'annual_rate', 'years'], 'properties': {'years': {'type': 'number', 'title': 'Years'}, 'annual_rate': {'type': 'number', 'title': 'Annual Rate'}, 'compounding': {'type': 'string', 'title': 'Compounding', 'default': 'quarterly'}, 'deposit_amount': {'type': 'number', 'title': 'Deposit Amount'}}}
calculate_indian_income_tax
Calculate Indian income tax
Compute Indian income tax for FY 2025-26 under old or new regime. Args: annual_income: Gross annual income in rupees. regime: 'new' (default) or 'old'. deductions_80c: Section 80C deductions in rupees (max ₹1,50,000, old regime only). deductions_80d: Section 80D health-insurance premium (old regime only). hra_exemption: HRA exemption amount (old regime only). Returns: Slab breakdown, total tax, effective rate, regime comparison.
只读
输入模式 
{'type': 'object', 'title': 'calculate_indian_income_taxArguments', 'required': ['annual_income'], 'properties': {'regime': {'type': 'string', 'title': 'Regime', 'default': 'new'}, 'annual_income': {'type': 'number', 'title': 'Annual Income'}, 'hra_exemption': {'type': 'number', 'title': 'Hra Exemption', 'default': 0}, 'deductions_80c': {'type': 'number', 'title': 'Deductions 80C', 'default': 0}, 'deductions_80d': {'type': 'number', 'title': 'Deductions 80D', 'default': 0}}}
calculate_sip
Calculate SIP returns
Calculate future value of a Systematic Investment Plan (SIP). Args: monthly_amount: Monthly SIP contribution in rupees. annual_return_pct: Expected annual return (e.g. 12 for 12%). years: Investment horizon in years.
只读
输入模式 
{'type': 'object', 'title': 'calculate_sipArguments', 'required': ['monthly_amount', 'annual_return_pct', 'years'], 'properties': {'years': {'type': 'integer', 'title': 'Years'}, 'monthly_amount': {'type': 'number', 'title': 'Monthly Amount'}, 'annual_return_pct': {'type': 'number', 'title': 'Annual Return Pct'}}}
compare_products
Compare products side by side
Side-by-side compare 2-4 products of the same category. Args: product_slugs: List of 2-4 product slugs. All must be in the same category (e.g. all credit cards, or all FDs). Returns: A markdown comparison table highlighting feature differences.
只读
输入模式 
{'type': 'object', 'title': 'compare_productsArguments', 'required': ['product_slugs'], 'properties': {'product_slugs': {'type': 'array', 'items': {'type': 'string'}, 'title': 'Product Slugs'}}}
explain_financial_concept
Explain a financial concept
Look up Indian financial products and terms in FinanceGenius.AI's catalogue. Hybrid retrieval (BM25 + semantic + product database, fused with Reciprocal Rank Fusion) over our product records. Good for questions anchored to real products: 'which HDFC cards waive the annual fee?', 'what does the Bajaj FD pay for 3 years?', 'ELSS options with a 3-year lock-in'. Not a general financial encyclopedia: the curated explainer knowledge base is not loaded in production, so abstract questions ('how does APR work?') fall back to product matches. Say so rather than dressing a product listing up as an explanation. Args: query: The financial question or concept to explain. institution: Optional — narrow search to one institution (e.g. 'hdfc-bank').
只读
输入模式 
{'type': 'object', 'title': 'explain_financial_conceptArguments', 'required': ['query'], 'properties': {'query': {'type': 'string', 'title': 'Query'}, 'institution': {'anyOf': [{'type': 'string'}, {'type': 'null'}], 'title': 'Institution', 'default': None}}}
find_best_card_for_spend
Find the best credit card
Recommend Indian credit cards based on spending pattern. Args: monthly_spend: Total monthly card spend in rupees. primary_category: One of 'grocery', 'fuel', 'dining', 'travel', 'online_shopping', 'utilities', 'general'. Defaults to 'general' — "which card for ₹40,000 a month?" is a complete question, and making this required turned it into a validation error. annual_income: Annual income to filter cards by eligibility (optional). prefer_no_annual_fee: True to prioritise lifetime-free cards. Returns: Top 5 cards with estimated annual cashback/rewards value.
只读
输入模式 
{'type': 'object', 'title': 'find_best_card_for_spendArguments', 'required': ['monthly_spend'], 'properties': {'annual_income': {'anyOf': [{'type': 'number'}, {'type': 'null'}], 'title': 'Annual Income', 'default': None}, 'monthly_spend': {'type': 'number', 'title': 'Monthly Spend'}, 'primary_category': {'type': 'string', 'title': 'Primary Category', 'default': 'general'}, 'prefer_no_annual_fee': {'type': 'boolean', 'title': 'Prefer No Annual Fee', 'default': False}}}
find_best_fd
Find the best fixed deposit
Rank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure. Args: amount: Investment amount in rupees. years: FD tenure in years (e.g. 1.5 for 18 months). is_senior_citizen: True to use senior-citizen rates (typically +0.5%). tax_slab_pct: Investor's income tax slab as a percentage (5/10/20/30). FD interest is fully taxable; this is used for net-yield ranking. Returns: Top 5 FDs sorted by net-of-tax maturity, each showing gross & net amount.
只读
输入模式 
{'type': 'object', 'title': 'find_best_fdArguments', 'required': ['amount', 'years'], 'properties': {'years': {'type': 'number', 'title': 'Years'}, 'amount': {'type': 'number', 'title': 'Amount'}, 'tax_slab_pct': {'type': 'number', 'title': 'Tax Slab Pct', 'default': 30}, 'is_senior_citizen': {'type': 'boolean', 'title': 'Is Senior Citizen', 'default': False}}}
get_mutual_fund_nav
Get mutual fund NAV
Get the latest NAV of an Indian mutual fund by AMFI scheme code. Args: amfi_scheme_code: AMFI scheme code (e.g. '119598' for SBI Bluechip Direct). Find codes at mfapi.in or amfiindia.com. Returns: Scheme name, latest NAV, NAV date, fund house, scheme type.
只读 可访问外部资源
输入模式 
{'type': 'object', 'title': 'get_mutual_fund_navArguments', 'required': ['amfi_scheme_code'], 'properties': {'amfi_scheme_code': {'type': 'string', 'title': 'Amfi Scheme Code'}}}
get_product_details
Get product details
Get full details of a specific product by its slug. Args: product_slug: The URL-safe identifier (e.g. 'hdfc-millennia-credit-card'). Get slugs from search_indian_products.
只读
输入模式 
{'type': 'object', 'title': 'get_product_detailsArguments', 'required': ['product_slug'], 'properties': {'product_slug': {'type': 'string', 'title': 'Product Slug'}}}
search_indian_products
Search Indian financial products
Search FinanceGenius.AI's catalogue of Indian financial products. Args: product_type: One of 'credit_card', 'loan', 'deposit', 'insurance', 'investment'. Omit to search across all categories. search_query: Free-text search (matches name + description). E.g. 'cashback', 'home loan', 'HDFC'. min_rating: Filter to products with rating >= this value (1-5 scale). Returns: Up to 10 matching products, sorted by popularity.
只读
输入模式 
{'type': 'object', 'title': 'search_indian_productsArguments', 'properties': {'min_rating': {'anyOf': [{'type': 'number'}, {'type': 'null'}], 'title': 'Min Rating', 'default': None}, 'product_type': {'anyOf': [{'type': 'string'}, {'type': 'null'}], 'title': 'Product Type', 'default': None}, 'search_query': {'anyOf': [{'type': 'string'}, {'type': 'null'}], 'title': 'Search Query', 'default': None}}}
历史

近期工具变更

已添加
find_best_card_for_spend
2026年9月17日 07:56
已添加
find_best_fd
2026年9月17日 07:56
已添加
explain_financial_concept
2026年9月17日 07:56
已添加
get_mutual_fund_nav
2026年9月17日 07:56
已添加
calculate_indian_income_tax
2026年9月17日 07:56
已添加
calculate_fd_maturity
2026年9月17日 07:56
已添加
calculate_cagr
2026年9月17日 07:56
已添加
calculate_sip
2026年9月17日 07:56
已添加
calculate_emi
2026年9月17日 07:56
已添加
compare_products
2026年9月17日 07:56
已添加
get_product_details
2026年9月17日 07:56
已添加
search_indian_products
2026年9月17日 07:56
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