MCP Server

grant-finder

com.dropwatchhq/grant-finder
Business & Operations Legal & Compliance Public & reachable MCP 2026-07-28

What this MCP does

Screens households and organizations for likely eligibility for grants, benefits, tax credits, immigration categories, assistance programs, and related public funding.

applyby_deadlines
Given a household situation, return the application / recertification / reporting deadlines for the benefits the person likely qualifies for — each with its CFR/statute cite and administering body. The reminder annuity's data spine.
Input schema
{'type': 'object', 'required': ['householdIncome', 'householdSize'], 'properties': {'householdSize': {'type': 'number'}, 'householdIncome': {'type': 'number'}}}
charity_care_check
Detect likely eligibility for a nonprofit hospital's charity-care / financial-assistance (501(r)) + state charity-care law + No Surprises Act, from income vs the Federal Poverty Level. FREE PATIENT INFORMATION — this care is free if you qualify; we never charge a patient to access it. Hands off to the hospital's financial-assistance office.
Input schema
{'type': 'object', 'required': ['householdIncome', 'householdSize'], 'properties': {'state': {'type': 'string'}, 'wasEmergency': {'type': 'boolean'}, 'householdSize': {'type': 'number'}, 'gotSurpriseBill': {'type': 'boolean'}, 'householdIncome': {'type': 'number'}, 'billExceedsEstimate': {'type': 'boolean'}, 'hospitalIsNonprofit': {'type': 'boolean'}}}
citizenship_descent
Detect eligibility for a second citizenship by ancestry (Italy / Ireland / Poland / Germany), citing each country's descent rule + generational limit + the cut-off that most often breaks a claim. INFORMATION + DOCUMENT-CHECKLIST ONLY — recognition is decided by the foreign government; hands off to the consulate / a citizenship attorney.
Input schema
{'type': 'object', 'required': ['ancestryCountry'], 'properties': {'ancestryCountry': {'enum': ['italy', 'ireland', 'poland', 'germany'], 'type': 'string'}, 'ancestorEmigratedYear': {'type': 'number'}, 'ancestorNaturalizedYear': {'type': 'string', 'description': "Year ancestor naturalized abroad, or 'never'."}, 'nearestQualifyingAncestor': {'enum': ['parent', 'grandparent', 'great-grandparent'], 'type': 'string'}, 'lineThroughFemaleBefore1948': {'type': 'boolean', 'description': 'Italy 1948-rule: line passes through a woman before 1948.'}, 'ancestorPersecuted1933to1945': {'type': 'boolean', 'description': 'Germany Art. 116(2) restoration.'}, 'bornBeforeAncestorNaturalized': {'type': 'boolean'}, 'parentWasOnForeignBirthsRegister': {'type': 'boolean', 'description': 'Ireland great-grandparent line.'}}}
grail_appraise
PREMIUM. Full GrailQualify appraisal + eligibility-prep payload: live valuation with all comps & scrape date, scheduled-insurance under-coverage gap, grading worth-it call — each rule-cited with authority hand-off. Pay-per-call via x402 (USDC on Base).
Input schema
{'type': 'object', 'required': ['query'], 'properties': {'niche': {'enum': ['tcg', 'lego', 'funko', 'vinyl', 'keebs', 'aqua'], 'type': 'string'}, 'query': {'type': 'string'}, 'perItemSpecialLimit': {'type': 'number', 'description': 'Your home-policy per-item valuables limit (USD).'}}}
grail_value
Value a collector's item from live retail + sold comps (DropWatch price-history) and return a confidence-tiered estimate with the comp shops and scrape date. Free preview of the value; the full appraisal+eligibility prep payload is the premium tool grail_appraise.
Input schema
{'type': 'object', 'required': ['query'], 'properties': {'niche': {'enum': ['tcg', 'lego', 'funko', 'vinyl', 'keebs', 'aqua'], 'type': 'string'}, 'query': {'type': 'string', 'description': 'Item name, be specific (set + type).'}}}
hr_benefit_scan
Detect under-used EMPLOYER benefits an employee qualifies for (dependent-care FSA, student-loan repayment, fertility/IVF, HSA match), from the plan + the employee's situation. EMPLOYER-PAYS B2B2C, ERISA-aware, non-medical — information + enrollment-nudge only; the plan administrator decides. Hands off to HR / the SPD.
Input schema
{'type': 'object', 'properties': {'hasHdhp': {'type': 'boolean'}, 'planOffersHsa': {'type': 'boolean'}, 'hasStudentLoans': {'type': 'boolean'}, 'planOffersDcFsa': {'type': 'boolean'}, 'dependentsUnder13': {'type': 'number'}, 'planOffersFertility': {'type': 'boolean'}, 'paysForDependentCare': {'type': 'boolean'}, 'interestedInFertility': {'type': 'boolean'}, 'employerOffersHsaMatch': {'type': 'boolean'}, 'planOffersLoanRepayment': {'type': 'boolean'}}}
life_event_scan
PREMIUM. The reversal mechanic: one life-event trigger (new-baby / bought-a-house / lost-a-job / moved-states / started-a-business) fans out across ALL relevant spine verticals (benefits, missed credits, student-loan relief, DPA) and returns every finding at once — each rule-cited with a free authority hand-off. Pay-per-call via x402 (USDC on Base).
Input schema
{'type': 'object', 'required': ['event', 'householdIncome', 'householdSize'], 'properties': {'event': {'enum': ['new-baby', 'bought-a-house', 'lost-a-job', 'moved-states', 'started-a-business'], 'type': 'string'}, 'dependents': {'type': 'number'}, 'creditScore': {'type': 'number'}, 'employerType': {'type': 'string'}, 'filingStatus': {'type': 'string'}, 'householdSize': {'type': 'number'}, 'firstTimeBuyer': {'type': 'boolean'}, 'householdIncome': {'type': 'number'}, 'hasFederalStudentLoans': {'type': 'boolean'}}}
missed_credits_scan
Detect federal tax credits a household LIKELY qualifies for but commonly never claims — EITC (26 USC 32), Saver's Credit (25B), education AOTC/LLC (25A), Child & Dependent Care (21), and home energy (25C/25D) — each confidence-tiered with the exact IRS pub cited and the FREE IRS Free File / VITA hand-off. Detection & explanation only; never files a return.
Input schema
{'type': 'object', 'required': ['householdIncome', 'householdSize'], 'properties': {'dependents': {'type': 'number'}, 'energyKind': {'type': 'string', 'description': 'solar/battery/heatpump/insulation/etc.'}, 'energySpend': {'type': 'number'}, 'earnedIncome': {'type': 'number'}, 'filingStatus': {'enum': ['single', 'hoh', 'head', 'mfj', 'married'], 'type': 'string'}, 'childcareCost': {'type': 'number'}, 'householdSize': {'type': 'number'}, 'householdIncome': {'type': 'number', 'description': 'AGI (USD).'}, 'investmentIncome': {'type': 'number'}, 'paidForChildcare': {'type': 'boolean'}, 'dependentsUnder13': {'type': 'number'}, 'hasEducationExpenses': {'type': 'boolean'}, 'madeEnergyImprovement': {'type': 'boolean'}, 'retirementContribution': {'type': 'number'}}}
qualify_check
Eligibility-navigator: given a household situation (income, size, filing status), return which federal/state benefits & credits the person LIKELY qualifies for but may be missing — each with a confidence tier (LIKELY/VERIFY/UNLIKELY), the exact governing rule cited inline, the verify-date, and the administering body to claim it FREE. Never a guarantee; never files for you.
Input schema
{'type': 'object', 'required': ['householdIncome', 'householdSize'], 'properties': {'filingStatus': {'enum': ['single', 'mfj', 'married'], 'type': 'string', 'description': 'Tax filing status.'}, 'householdSize': {'type': 'number', 'description': 'People in household.'}, 'householdIncome': {'type': 'number', 'description': 'Annual household income (USD).'}, 'onQualifyingProgram': {'type': 'boolean', 'description': 'Already on SNAP/Medicaid/SSI/etc.'}, 'retirementContribution': {'type': 'number', 'description': 'IRA/401k contributed this year (USD).'}, 'hasAffordableEmployerCoverage': {'type': 'boolean'}}}
rd_grants_check
Screen whether a startup/SMB likely qualifies for the federal R&D tax credit (26 U.S.C. 41 4-part test), the payroll-tax offset (qualified small business), and SBIR/STTR + state grants, from its activities. VIABILITY DETECTION ONLY — not a filing service, never takes a percentage; hands off to a CPA / the program office.
Input schema
{'type': 'object', 'properties': {'state': {'type': 'string'}, 'preRevenue': {'type': 'boolean'}, 'isForProfit': {'type': 'boolean'}, 'hasW2Payroll': {'type': 'boolean'}, 'employeeCount': {'type': 'number'}, 'majorityUsOwned': {'type': 'boolean'}, 'activityTechnical': {'type': 'boolean'}, 'activityDescription': {'type': 'string'}, 'grossReceiptsThisYear': {'type': 'number'}, 'yearsWithGrossReceipts': {'type': 'number'}, 'facedTechnicalUncertainty': {'type': 'boolean'}, 'didExperimentationOrIteration': {'type': 'boolean'}, 'developingNewOrImprovedProduct': {'type': 'boolean'}}}
realtor_copilot
B2B (RESPA-safe SaaS): given a buyer's 8 fields, return the down-payment-assistance & loan programs (HFA DPA, FHA, VA, USDA, MCC) the buyer likely PASSes, sequenced in apply-order, each program administered by the HFA/approved lender. Flat-fee tool; no per-referral kickback, no lender steering.
Input schema
{'type': 'object', 'required': ['householdIncome', 'creditScore'], 'properties': {'state': {'type': 'string'}, 'creditScore': {'type': 'number'}, 'propertyType': {'enum': ['single', 'condo', 'manufactured'], 'type': 'string'}, 'householdSize': {'type': 'number'}, 'purchasePrice': {'type': 'number'}, 'firstTimeBuyer': {'type': 'boolean'}, 'householdIncome': {'type': 'number'}, 'militaryOrVeteran': {'type': 'boolean'}}}
visa_match
Detect which U.S. visa categories likely fit a person's situation (O-1 extraordinary ability, EB-2 NIW, H-1B, family-based, EB-5), each with the governing statute (INA / 8 CFR) cited and a confidence tier. INFORMATION ONLY — not legal advice; every finding hands off to a licensed immigration attorney. Never files a petition.
Input schema
{'type': 'object', 'properties': {'o1CriteriaMet': {'type': 'number', 'description': 'How many of the 8 O-1 criteria you meet.'}, 'advancedDegree': {'type': 'boolean'}, 'usRelativeStatus': {'enum': ['citizen', 'lpr'], 'type': 'string'}, 'bachelorsOrHigher': {'type': 'boolean'}, 'exceptionalAbility': {'type': 'boolean'}, 'hasUsEmployerSponsor': {'type': 'boolean'}, 'investableCapitalUSD': {'type': 'number'}, 'usRelativeRelationship': {'type': 'string', 'description': 'e.g. spouse, parent, sibling.'}, 'majorInternationalAward': {'type': 'boolean'}, 'nationalInterestEndeavor': {'type': 'string', 'description': 'Describe your endeavor of national importance (EB-2 NIW).'}, 'yearsProgressiveExperience': {'type': 'number'}, 'fieldOfExtraordinaryAbility': {'type': 'string'}}}
Added
applyby_deadlines
Sept. 17, 2026, 12:34 p.m.
Added
hr_benefit_scan
Sept. 17, 2026, 12:34 p.m.
Added
charity_care_check
Sept. 17, 2026, 12:34 p.m.
Added
rd_grants_check
Sept. 17, 2026, 12:34 p.m.
Added
citizenship_descent
Sept. 17, 2026, 12:34 p.m.
Added
visa_match
Sept. 17, 2026, 12:34 p.m.
Added
life_event_scan
Sept. 17, 2026, 12:34 p.m.
Added
realtor_copilot
Sept. 17, 2026, 12:34 p.m.
Added
missed_credits_scan
Sept. 17, 2026, 12:34 p.m.
Added
grail_appraise
Sept. 17, 2026, 12:34 p.m.
Added
grail_value
Sept. 17, 2026, 12:34 p.m.
Added
qualify_check
Sept. 17, 2026, 12:34 p.m.