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Audits consumer fees, estimates long-term costs, benchmarks typical fee ranges and drafts refund or dispute letters.
도구
입력 스키마
{'type': 'object', 'required': ['fees'], 'properties': {'fees': {'type': 'array', 'items': {'type': 'object', 'required': ['name', 'amount', 'frequency'], 'properties': {'name': {'type': 'string'}, 'amount': {'type': 'number'}, 'category': {'type': 'string'}, 'frequency': {'enum': ['monthly', 'annual', 'one-time'], 'type': 'string'}}}}, 'years': {'type': 'number', 'description': 'Years to project (integer 1-30), default 1'}}}
입력 스키마
{'type': 'object', 'required': ['fees'], 'properties': {'fees': {'type': 'array', 'items': {'type': 'object', 'required': ['name', 'amount', 'frequency'], 'properties': {'name': {'type': 'string', 'description': "Fee description, e.g. 'Overdraft fee'"}, 'amount': {'type': 'number', 'description': 'Amount charged in USD'}, 'category': {'type': 'string', 'description': 'Optional benchmark category key, e.g. bank_overdraft'}, 'frequency': {'enum': ['monthly', 'annual', 'one-time'], 'type': 'string', 'description': 'How often the fee recurs'}}}, 'description': 'Fees to audit, each with name, amount, frequency and optional category'}}}
입력 스키마
{'type': 'object', 'properties': {'category': {'type': 'string', 'description': 'Category key to look up, e.g. bank_overdraft; omit for the full table'}}}
입력 스키마
{'type': 'object', 'required': ['fee_name', 'amount', 'company', 'your_name'], 'properties': {'amount': {'type': 'number', 'description': 'Fee amount in USD'}, 'reason': {'type': 'string', 'description': 'Optional grounds for the dispute'}, 'company': {'type': 'string', 'description': 'Company or bank that charged the fee'}, 'fee_name': {'type': 'string', 'description': 'Name of the fee being disputed'}, 'your_name': {'type': 'string', 'description': 'Your name, used to sign the letter'}, 'date_charged': {'type': 'string', 'description': 'Optional date the fee was charged'}, 'requested_action': {'type': 'string', 'description': "What to ask for, e.g. 'reverse or refund' or 'waive'; default 'reverse or refund'"}, 'account_reference': {'type': 'string', 'description': 'Optional account or reference number'}}}
최근 도구 변경
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