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Calculates and compares federal student-loan repayment plans, payments, forgiveness outcomes and related filing scenarios.
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入力スキーマ
{'type': 'object', 'required': ['balance', 'ratePct', 'borrowerAgi'], 'properties': {'balance': {'type': 'number', 'description': 'Current federal loan balance in dollars.'}, 'ratePct': {'type': 'number', 'description': 'Weighted average interest rate as a percentage, e.g. 6.54 for 6.54%.'}, 'loanType': {'type': 'string', 'default': 'direct_unsubsidized', 'description': 'direct_unsubsidized | direct_subsidized | grad_plus_legacy | parent_plus | direct_consolidation | direct_consolidation_with_plus'}, 'spouseAgi': {'type': ['number', 'null'], 'default': None, 'description': "Spouse's annual AGI. Only used when filingStatus is mfj."}, 'dependents': {'type': 'integer', 'default': 0, 'description': 'Number of qualifying dependents. A spouse is NOT a dependent.'}, 'borrowerAgi': {'type': 'number', 'description': "Borrower's adjusted gross income in dollars, annual."}, 'filingStatus': {'type': 'string', 'default': 'single', 'description': 'Tax filing status: single, mfj, mfs, hoh.'}}}
入力スキーマ
{'type': 'object', 'required': ['balance', 'ratePct', 'borrowerAgi', 'spouseAgi'], 'properties': {'balance': {'type': 'number', 'description': 'Current federal loan balance in dollars.'}, 'ratePct': {'type': 'number', 'description': 'Weighted average interest rate as a percentage.'}, 'loanType': {'type': 'string', 'default': 'direct_unsubsidized', 'description': 'direct_unsubsidized | direct_subsidized | grad_plus_legacy | parent_plus | direct_consolidation | direct_consolidation_with_plus'}, 'spouseAgi': {'type': 'number', 'description': "Spouse's annual AGI in dollars."}, 'dependents': {'type': 'integer', 'default': 0, 'description': 'Qualifying dependents. A spouse is NOT a dependent.'}, 'borrowerAgi': {'type': 'number', 'description': "Borrower's annual AGI in dollars."}}}
入力スキーマ
{'type': 'object', 'required': ['annualIncome'], 'properties': {'familySize': {'type': 'integer', 'default': 1, 'description': "Household size: the borrower, PLUS the spouse when filing jointly, PLUS dependents. 1 = borrower only; a joint filer with two children is 4. RAP's $50 deduction is per QUALIFYING DEPENDENT, which is derived from this and echoed in the response, because a spouse is not a dependent."}, 'annualIncome': {'type': 'number', 'description': "Borrower's annual adjusted gross income in dollars."}, 'filingStatus': {'type': 'string', 'default': 'Single', 'description': 'Single | MarriedFilingJointly | MarriedFilingSeparately | HeadOfHousehold'}, 'spouseAnnualIncome': {'type': ['number', 'null'], 'default': None, 'description': "Spouse's annual AGI, counted only when filing jointly."}}}
入力スキーマ
{'type': 'object', 'properties': {}}
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