Serveur MCP

decisions

com.everydaybudd/decisions
Finance et investissement Public et accessible MCP 2025-11-25

Ce que fait ce MCP

Calculates personal tax, compensation, freelance pricing, job-offer value, and retirement contribution comparisons.

best_filing_status
Married Filing Jointly vs Separately
Married Filing Jointly vs Separately — Compares Married Filing Jointly vs Separately for a couple and says which keeps more, including lost credits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Lecture seule Idempotent
Schéma d’entrée
{'type': 'object', '$schema': 'http://json-schema.org/draft-07/schema#', 'required': ['spouseA', 'spouseB'], 'properties': {'year': {'type': 'integer', 'maximum': 2100, 'minimum': 2000, 'description': 'Tax year, e.g. 2026. Omit to use the current tax year.'}, 'spouseA': {'type': 'object', 'required': ['income'], 'properties': {'income': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'itemizedDeductions': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'retirementContributions': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}}}, 'spouseB': {'type': 'object', 'required': ['income'], 'properties': {'income': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'itemizedDeductions': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'retirementContributions': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}}}, 'otherDependents': {'type': 'integer', 'maximum': 9007199254740991, 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'investmentIncome': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'qualifyingChildren': {'type': 'integer', 'maximum': 9007199254740991, 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'hasChildcareExpenses': {'type': 'boolean', 'description': 'true or false.'}}}
freelance_rate_floor
Freelance Rate Floor
Freelance Rate Floor — Calculates the hourly rate a freelancer must bill to match a given salary after self-employment tax and lost benefits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Lecture seule Idempotent
Schéma d’entrée
{'type': 'object', '$schema': 'http://json-schema.org/draft-07/schema#', 'required': ['currentSalary', 'stateCode', 'filingStatus', 'annualBenefitsValue'], 'properties': {'year': {'type': 'integer', 'maximum': 2100, 'minimum': 2000, 'description': 'Tax year, e.g. 2026. Omit to use the current tax year.'}, 'stateCode': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state code, e.g. CA, TX, NY.'}, 'filingStatus': {'enum': ['single', 'married_joint', 'married_separate', 'head_of_household'], 'type': 'string', 'description': 'One of: single, married_joint, married_separate, head_of_household.'}, 'currentSalary': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'annualBenefitsValue': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'billableHoursPerYear': {'type': 'integer', 'maximum': 9007199254740991, 'minimum': 1, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}}}
job_offer_worth_it
Is this job offer worth it?
Is this job offer worth it? — Compares two jobs on real take-home pay after federal, state, FICA, 401(k) and commute, and says which wins and by how much. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Lecture seule Idempotent
Schéma d’entrée
{'type': 'object', '$schema': 'http://json-schema.org/draft-07/schema#', 'required': ['current', 'offer'], 'properties': {'offer': {'type': 'object', 'required': ['annualSalary'], 'properties': {'label': {'type': 'string', 'maxLength': 80, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'commute': {'type': 'object', 'properties': {'mpg': {'type': 'number', 'minimum': 1, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'gasPrice': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'oneWayTimeMinutes': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'oneWayDistanceMiles': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}}}, 'stateCode': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state code, e.g. CA, TX, NY.'}, 'annualSalary': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'filingStatus': {'enum': ['single', 'married_joint', 'married_separate', 'head_of_household'], 'type': 'string', 'description': 'One of: single, married_joint, married_separate, head_of_household.'}, 'payFrequency': {'enum': ['weekly', 'biweekly', 'semi_monthly', 'monthly', 'annual'], 'type': 'string', 'description': 'One of: weekly, biweekly, semi_monthly, monthly, annual.'}, 'retirementContributionPercent': {'type': 'number', 'maximum': 100, 'minimum': 0, 'description': 'Percentage from 0 to 100.'}}}, 'current': {'type': 'object', 'required': ['annualSalary'], 'properties': {'label': {'type': 'string', 'maxLength': 80, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'commute': {'type': 'object', 'properties': {'mpg': {'type': 'number', 'minimum': 1, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'gasPrice': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'oneWayTimeMinutes': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'oneWayDistanceMiles': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}}}, 'stateCode': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state code, e.g. CA, TX, NY.'}, 'annualSalary': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'filingStatus': {'enum': ['single', 'married_joint', 'married_separate', 'head_of_household'], 'type': 'string', 'description': 'One of: single, married_joint, married_separate, head_of_household.'}, 'payFrequency': {'enum': ['weekly', 'biweekly', 'semi_monthly', 'monthly', 'annual'], 'type': 'string', 'description': 'One of: weekly, biweekly, semi_monthly, monthly, annual.'}, 'retirementContributionPercent': {'type': 'number', 'maximum': 100, 'minimum': 0, 'description': 'Percentage from 0 to 100.'}}}, 'options': {'type': 'object', 'properties': {'year': {'type': 'integer', 'maximum': 2100, 'minimum': 2000, 'description': 'Tax year, e.g. 2026. Omit to use the current tax year.'}, 'weights': {'type': 'object', 'properties': {'commuteHours': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'netAfterCommute': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'effectiveTaxRate': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'annualCommuteCost': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}}}, 'materialityAbsFloor': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'materialityPctOfNet': {'type': 'number', 'maximum': 1, 'minimum': 0, 'description': 'Decimal fraction, e.g. 0.07 for 7%. Must be between 0 and 1 (do not pass a whole-number percent).'}}}}}
raise_bonus_value
Raise / Bonus True Value
Raise / Bonus True Value — Shows how much of a raise or bonus you actually keep after marginal tax and lifestyle inflation. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Lecture seule Idempotent
Schéma d’entrée
{'type': 'object', '$schema': 'http://json-schema.org/draft-07/schema#', 'required': ['currentSalary', 'raiseAmount', 'stateCode', 'filingStatus'], 'properties': {'kind': {'enum': ['raise', 'bonus'], 'type': 'string', 'description': 'One of: raise, bonus.'}, 'year': {'type': 'integer', 'maximum': 2100, 'minimum': 2000, 'description': 'Tax year, e.g. 2026. Omit to use the current tax year.'}, 'stateCode': {'type': 'string', 'pattern': '^[A-Za-z]{2}$', 'description': 'Two-letter US state code, e.g. CA, TX, NY.'}, 'raiseAmount': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'filingStatus': {'enum': ['single', 'married_joint', 'married_separate', 'head_of_household'], 'type': 'string', 'description': 'One of: single, married_joint, married_separate, head_of_household.'}, 'currentSalary': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'annualInflationPercent': {'type': 'number', 'maximum': 100, 'minimum': 0, 'description': 'Percentage from 0 to 100.'}, 'lifestyleInflationPercent': {'type': 'number', 'maximum': 100, 'minimum': 0, 'description': 'Percentage from 0 to 100.'}}}
roth_vs_traditional
Roth vs Traditional
Roth vs Traditional — Compares Roth vs Traditional retirement contributions: the break-even retirement tax rate and which to choose. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Lecture seule Idempotent
Schéma d’entrée
{'type': 'object', '$schema': 'http://json-schema.org/draft-07/schema#', 'required': ['currentGrossIncome', 'filingStatus', 'expectedRetirementIncome'], 'properties': {'age': {'type': 'integer', 'maximum': 120, 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'year': {'type': 'integer', 'maximum': 2100, 'minimum': 2000, 'description': 'Tax year, e.g. 2026. Omit to use the current tax year.'}, 'accountType': {'enum': ['401k', 'ira'], 'type': 'string', 'description': 'One of: 401k, ira.'}, 'yearsToGrow': {'type': 'integer', 'maximum': 9007199254740991, 'minimum': 1, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'filingStatus': {'enum': ['single', 'married_joint', 'married_separate', 'head_of_household'], 'type': 'string', 'description': 'One of: single, married_joint, married_separate, head_of_household.'}, 'annualReturnRate': {'type': 'number', 'maximum': 1, 'minimum': 0, 'description': 'Decimal fraction, e.g. 0.07 for 7%. Must be between 0 and 1 (do not pass a whole-number percent).'}, 'currentGrossIncome': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'afterTaxContribution': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}, 'expectedRetirementIncome': {'type': 'number', 'minimum': 0, 'description': 'A non-negative number (US dollars unless the field name says otherwise).'}}}
Ajouté
raise_bonus_value
17 September 2026 12:34
Ajouté
best_filing_status
17 September 2026 12:34
Ajouté
roth_vs_traditional
17 September 2026 12:34
Ajouté
freelance_rate_floor
17 September 2026 12:34
Ajouté
job_offer_worth_it
17 September 2026 12:34