myrsu-mcp

{'type': 'object', '$schema': 'http://json-schema.org/draft-07/schema#', 'properties': {'cash': {'type': 'number', 'minimum': 0, 'description': "Cash, savings, money market funds, CDs (in the user's local currency)."}, 'country': {'enum': ['US', 'IN', 'CA', 'UK', 'EU', 'AU', 'OTHER'], 'type': 'string', 'description': "Country code for response terminology. Affects retirement-account names referenced (401k vs RRSP vs ISA vs EPF vs Super), tax-aware diversification suggestions, and currency symbol. Default 'US'. The risk math is identical for all countries."}, 'mortgage': {'type': 'number', 'minimum': 0, 'description': 'Outstanding mortgage balance ($). Used for the homeowner stress test.'}, 'cost_basis': {'type': 'number', 'minimum': 0, 'description': 'Average cost basis of vested stock (price the user acquired at).'}, 'home_value': {'type': 'number', 'minimum': 0, 'description': "Today's estimated market value of the home (gross, NOT equity). Leave 0 if user rents."}, 'other_debt': {'type': 'number', 'minimum': 0}, 'include_nii': {'type': 'boolean', 'description': 'US-only: include the 3.8% Net Investment Income surcharge (applies if AGI > $200K single / $250K married). Leave false outside the US.'}, 'other_assets': {'type': 'number', 'minimum': 0, 'description': 'Crypto, cars, business stake, collectibles.'}, 'other_income': {'type': 'number', 'minimum': 0, 'description': 'Annual income that does NOT depend on the employer: spouse, side hustle, dividends from other companies, rentals.'}, 'employer_type': {'enum': ['public_company', 'high_growth_tech', 'startup'], 'type': 'string', 'description': "Affects how correlated the user's income is with the stock. Public company is the safer default."}, 'state_tax_pct': {'type': 'number', 'maximum': 20, 'minimum': 0, 'description': 'Local/state/provincial capital gains tax rate as a percent. US: 0 in TX/FL/WA, ~13.3 in CA. Use 0 if your country has no sub-national capital gains tax.'}, 'student_loans': {'type': 'number', 'minimum': 0}, 'unvested_rsus': {'type': 'number', 'minimum': 0, 'description': "Future RSU shares at today's price. Note: forfeited if user loses job."}, 'currency_symbol': {'type': 'string', 'maxLength': 3, 'description': "Override currency symbol for formatted output (e.g. '$', '₹', '€', '£', 'C$', 'A$'). If omitted, derived from `country` (US→$, IN→₹, UK→£, EU→€, CA→C$, AU→A$)."}, 'employer_income': {'type': 'number', 'minimum': 0, 'description': 'Annual income from the employer: salary + bonus + RSU vesting.'}, 'employer_ticker': {'type': 'string', 'description': "Stock ticker or company name (e.g. 'NVDA', 'NVIDIA', 'Tesla'). Used to look up annual volatility. If not in the preset list, supply employer_volatility_pct instead."}, 'credit_card_debt': {'type': 'number', 'minimum': 0}, 'federal_ltcg_pct': {'type': 'number', 'maximum': 50, 'minimum': 0, 'description': 'National long-term capital gains rate as a percent (US: 15-20; UK basic: 10; UK higher: 20; India LTCG over ₹1L: 10; Canada: 50% inclusion × marginal rate; AU: marginal rate w/ 50% discount if held 12mo+).'}, 'retirement_accounts': {'type': 'number', 'minimum': 0, 'description': 'Retirement / tax-advantaged accounts: 401(k)/IRA (US), RRSP/TFSA (Canada), ISA/SIPP (UK), EPF/PPF/NPS (India), Superannuation (Australia), etc. Counted full for Net Worth but discounted to 70% in the stress test.'}, 'vested_company_stock': {'type': 'number', 'minimum': 0, 'description': 'Employer shares the user already owns outright ($, current market value).'}, 'diversified_investments': {'type': 'number', 'minimum': 0, 'description': "Taxable brokerage account: ETFs, index funds, bonds, OTHER companies' stocks. Non-retirement."}, 'employer_volatility_pct': {'type': 'number', 'maximum': 200, 'minimum': 0, 'description': "Annual volatility (σ) as a percent (e.g. 50 for 50%). Override if employer_ticker isn't recognized."}}, 'additionalProperties': False}

{'type': 'object', '$schema': 'http://json-schema.org/draft-07/schema#', 'required': ['ticker_or_name'], 'properties': {'ticker_or_name': {'type': 'string', 'minLength': 1, 'description': "Stock ticker or company name. Case-insensitive. Examples: 'NVDA', 'NVIDIA', 'tesla', 'Meta Platforms'."}}, 'additionalProperties': False}