Servidor MCP

Bancadia MCP

io.github.macphe22/bancadia-mcp
Negocio y operaciones Finanzas e inversión Público y accesible MCP 2025-11-25

Qué hace este MCP

Searches and details verified US business checking account products using structured filters and business-profile preferences.

get_business_checking_listing
Get full detail on one specific business checking listing, including gotcha fees (business_deposit_fees, e.g. overdraft, NSF, dormancy) and feature narrative (business_deposit_account_features) not returned by query_business_checking's broad list results. Fees/features that apply to only one plan tier (e.g. a Standard/Plus/Premier ladder) are nested under that tier in plan_tiers[].fees / plan_tiers[].features; tier-agnostic ones are in the top-level general_fees / general_features. Use this as a follow-up after query_business_checking to dig deeper on one listing the caller already identified by its listing_slug.
Esquema de entrada
{'type': 'object', 'required': ['listing_slug'], 'properties': {'listing_slug': {'type': 'string', 'description': "The listing's stable public identifier, as returned in query_business_checking results (e.g. 'found-business-checking'). Do not use an internal database id."}}, 'additionalProperties': False}
query_business_checking
Query the Bancadia registry for business checking account products using compound filter criteria. Returns active, verified listings from financial institutions. Optionally accepts target_industries/target_business_profiles to soft-rank results toward listings built for a given business type or stage — non-matching but eligible listings are still returned, just ranked lower.
Esquema de entrada
{'type': 'object', 'properties': {'apy_min': {'type': 'number', 'description': 'Only return accounts whose best available rate (apy_max) is at least this value, as a decimal (e.g. 0.02 = 2%). This is the best rate the account can pay, not what a typical customer gets â\x80\x94 many accounts pay less by default. Check apy_default in the results for the standard rate.'}, 'rtp_network': {'enum': ['fednow', 'rtp_network', 'both', 'none'], 'type': 'string', 'description': 'Which real-time payment rail is supported'}, 'rtp_supported': {'type': 'boolean', 'description': 'Whether real-time payments (any rail) are supported at all'}, 'insurance_type': {'enum': ['fdic', 'ncua', 'uninsured'], 'type': 'string', 'description': 'Deposit insurance type'}, 'monthly_fee_max': {'type': 'number', 'description': 'Maximum monthly fee'}, 'available_states': {'type': 'array', 'items': {'type': 'string'}, 'description': 'Returns listings available in all specified states'}, 'interest_bearing': {'type': 'boolean', 'description': 'Whether the account earns interest'}, 'target_industries': {'type': 'array', 'items': {'enum': ['ecommerce', 'retail_storefront', 'restaurant_food_service', 'content_creator_solopreneur', 'professional_services', 'real_estate', 'healthcare_practice', 'construction_trades', 'trucking_logistics', 'agriculture', 'saas_tech', 'nonprofit', 'small_business_digital_first'], 'type': 'string', 'description': 'One value from: ecommerce (online retail/marketplace sellers), retail_storefront (physical retail location), restaurant_food_service (restaurants, cafes, food trucks), content_creator_solopreneur (creators, influencers, freelance media), professional_services (consultants, agencies, legal/accounting firms), real_estate (agents, property managers, investors), healthcare_practice (clinics, private practices), construction_trades (contractors, tradespeople), trucking_logistics (trucking, freight, logistics), agriculture (farms, agribusiness), saas_tech (software/tech companies), nonprofit (registered nonprofit organizations), small_business_digital_first (general online/no-branch small business with no other single vertical fitting best).'}, 'description': 'Soft-ranks results toward listings built for these business types. Does not exclude non-matching but otherwise-eligible listings.'}, 'entity_types_accepted': {'type': 'array', 'items': {'type': 'string'}, 'description': 'Returns listings accepting all specified entity types (e.g. llc, s_corp)'}, 'free_transactions_min': {'type': 'number', 'description': 'Minimum free transactions per month'}, 'cash_deposit_available': {'type': 'boolean', 'description': 'Whether cash deposits are supported'}, 'sub_accounts_supported': {'type': 'boolean', 'description': 'Whether sub-accounts are supported'}, 'target_business_profiles': {'type': 'array', 'items': {'enum': ['early_stage_startup', 'vc_backed', 'bootstrapped_solopreneur', 'established_smb', 'high_growth', 'side_hustle'], 'type': 'string', 'description': 'One value from: early_stage_startup (pre-revenue or early-revenue new company), vc_backed (has raised institutional venture funding), bootstrapped_solopreneur (self-funded, one-person or very small team, run as primary full-time work), established_smb (operating business with existing revenue/history), high_growth (rapidly scaling regardless of funding source), side_hustle (part-time/secondary business run alongside other work or a day job).'}, 'description': 'Soft-ranks results toward listings built for this business stage/shape. Does not exclude non-matching but otherwise-eligible listings.'}, 'tax_integration_available': {'type': 'boolean', 'description': 'Whether the account connects to any tax-prep or tax-filing software/service'}, 'minimum_opening_deposit_max': {'type': 'number', 'description': 'Maximum minimum opening deposit'}, 'expense_integration_available': {'type': 'boolean', 'description': 'Whether the account connects to any expense/spend-management software'}, 'accounting_integration_available': {'type': 'boolean', 'description': 'Whether the account connects to any accounting software (e.g. QuickBooks, Xero)'}}, 'additionalProperties': False}
Modificado
query_business_checking
21 de September de 2026 a las 02:51
Añadido
get_business_checking_listing
17 de September de 2026 a las 12:43
Añadido
query_business_checking
17 de September de 2026 a las 12:43